Our commercials · Ask Your Insurer · Spot F

Can my insurer overrule my doctor?

The real answer

Prior authorization is a plan’s own rule, written in its own manual and policies, and a plan must publish the policies it decides by. Provern reads those documents, so the rule is on the record before you are told it applies.

How do I appeal a denied claim? — answered from the law

Spot F: I’m not a doctor, but I play one on TV. The script, read at eight times the speed.
Spot F: I’m not a doctor, but I play one on TV. The script, read at eight times the speed. · Standard Healthcare presents · Provern Productions

The words on screen

The safety information, read too fast to follow

IMPORTANT SAFETY INFORMATION · SPOKEN AT 8× SPEEDYour premiums go to us. We are not financially liable for claims. We are not a doctor. Self-insured premiums will not be used for payment of claims. We are not financially liable. Call us to see what you might have to pay. Most of the time, your deductible will not be met. Have your doctor tell us why we should listen to your problems. That is what we call prior authorization. Your doctor has no say in what is authorized, and we are not a doctor and we are not liable to pay the claim once authorized. We just say no.

The fine print, in full

Standard Healthcare is a parody. No real company is depicted. We are not a doctor. We are not your doctor. Your doctor is not in network.

CALL NOW!* *You will be connected to someone who is also not a doctor.

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