Our commercials · Ask Your Insurer · Spot I
Why does it say this is not a bill?
The real answer
An Explanation of Benefits is your plan’s statement of what it allowed and paid on a claim; the bill, if any, comes from the provider. For care the No Surprises Act protects, the provider may not bill you more than the in-network share the statement shows.

The words on screen
- BILLY PAYS HERE
- with OxiPlan®!
- Standard Healthcare®We push papers around so you have to, too.
The spot, :30
- Announcer
- Well, it seems like your little son Billy pays here.
- Not Billy
- No, you see, I’m not Billy Pays. It says it right here on my shirt: ‘not Billy.’
The safety information, read too fast to follow
IMPORTANT SAFETY INFORMATIONOxiPlan is not a stain remover. It removes other things. Do not use OxiPlan if you are pregnant, may become pregnant, or were ever born. OxiPlan lifts the claim right out of your coverage. In clinical trials, most families saw their savings lift right out. A bill may arrive six weeks after delivery, or at any time in the next seven years. Billy is not a bill; the bill is Billy. Do not mix OxiPlan with other plans. Keep OxiPlan out of reach of children. Billy pays here.
The fine print, in full
Standard Healthcare is a parody. No real company is depicted. OxiPlan is not a stain remover. It removes other things. Shirt not included. Neither is Billy.
CALL NOW!* *Billy must be present to pay.