Our commercials · OON / OOF · Spot I
Does the No Surprises Act cover having a baby?
The real answer
In a birth at an in-network hospital, the out-of-network anesthesiologist, neonatologist, assistant surgeon, pathologist or radiologist may not bill you more than your in-network share, and none of them may ask you to sign the waiver. The share is figured on the ceiling federal law sets, not on their bill.
Surprise billing: the law, state by state, and what you pay — on provern.org
One of the ads our agency made that we did not approve.
Advertised by a Third Party Advertiser. We are not affiliated. They advertise our prices. We contract the prices. The third party advertises and connects with you. We are not related.
The words on screen
- The ads our agency made that we did not approve. — Standard Healthcare
- No more paying
- $30,000 for childcare.
- CALL OON NOW!
- $30,000 FROM COMPETITORS, $600 OON. NOW THAT’S WHAT I CALL SAVINGS.
- ooh, aah, OON!
The fine print, in full
Standard Healthcare is a parody. No real company is depicted. In a birth at an in-network hospital, the out-of-network anesthesiologist, neonatologist, assistant surgeon, pathologist or radiologist may not bill you more than your in-network share, and none of them may ask you to sign the waiver (45 CFR 149.420(b)); your share is figured on the ceiling, the recognized amount (45 CFR 149.120). Not a planned visit to an out-of-network hospital: there the federal law does not reach. Job-based, individual and federal-employee plans, for plan years from January 1, 2022; Medicare, Medicaid and TRICARE have rules of their own. Air ambulance is covered; ground ambulance is outside the federal law.
CALL OON NOW!* *The anesthesiologist may be out of network. Your share is the same. Nobody may ask you to sign.
How every spot ends
- The transition
Photo: Ernie Branson for the National Cancer Institute, public domain, via Wikimedia Commons · credits - The relief ooh, OON!
- The closer Go to provern
