Our commercials · OON / OOF · Spot Y

How does every OON / OOF spot end?

The real answer

Under the No Surprises Act, in an emergency, at any ER, in your network or not, you pay your in-network share, figured on the recognized amount (under the federal rule the QPA, what the plan calls its median in-network rate for the service), and the doctor may not bill you the rest. It counts toward your in-network deductible and out-of-pocket maximum.

Surprise billing: the law, state by state, and what you pay — on provern.org

The spine: the transition, the relief, the closer — three frames on one card.
The spine: the transition, the relief, the closer — three frames on one card. · Standard Healthcare presents · Provern Productions

One of the ads our agency made that we did not approve.

Advertised by a Third Party Advertiser. We are not affiliated. They advertise our prices. We contract the prices. The third party advertises and connects with you. We are not related.

The words on screen

The fine print, in full

Standard Healthcare is a parody. No real company is depicted. The transition frame is a free-use stock photograph (public domain or CC0), credited on the site’s credits sheet; until the set arrives it is a named slot. The No Surprises Act: in an emergency, at any ER, a hospital's or a freestanding one, in your network or not, your share is your in-network share, figured on the recognized amount, not on the doctor's bill (45 CFR 149.110). It counts toward your in-network deductible and out-of-pocket maximum. The doctor may not bill you the rest (45 CFR 149.410). After you are stabilized the protection runs through the visit until you sign a valid consent, and you don't have to.

GO TO PROVERN* *The one link, on every page.

How every spot ends

  1. The transition
    A doctor in a white coat at an early personal computer, reading a printout.
    Photo: Ernie Branson for the National Cancer Institute, public domain, via Wikimedia Commons · credits
  2. The relief ooh, OON!
  3. The closer Go to provern

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