Our commercials · OON / OOF
What is “OON / OOF”?
The real answer
Under the No Surprises Act, in an emergency, at any ER, in your network or not, you pay your in-network share, figured on the recognized amount (under the federal rule the QPA, what the plan calls its median in-network rate for the service), and the doctor may not bill you the rest. It counts toward your in-network deductible and out-of-pocket maximum.
Surprise billing: the law, state by state, and what you pay — on provern.org

One of the ads our agency made that we did not approve.
Advertised by a Third Party Advertiser. We are not affiliated. They advertise our prices. We contract the prices. The third party advertises and connects with you. We are not related.
The words on screen
- OON / OOF · THE CALL-AND-RESPONSE SPOTS
- THE PUBLIC GOOD: REDUCING PATIENT ER COSTS — IT IS SIMPLE: JUST GO OUT OF NETWORK.
- $30,000 FROM COMPETITORS, $600 OON. NOW THAT’S WHAT I CALL SAVINGS.
How every spot ends
- The transition

Photo: Ernie Branson for the National Cancer Institute, public domain, via Wikimedia Commons · credits - The relief ooh, OON!
- The closer Go to provern